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	<title>Talk Insurance</title>
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	<link>http://www.talkinsurance.com</link>
	<description>Insurance Forum</description>
	<lastBuildDate>Thu, 10 May 2012 04:48:21 +0000</lastBuildDate>
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		<title>Can anyone share some online insurace companies?</title>
		<link>http://www.talkinsurance.com/can-anyone-share-some-online-insurace-companies/</link>
		<comments>http://www.talkinsurance.com/can-anyone-share-some-online-insurace-companies/#comments</comments>
		<pubDate>Thu, 10 May 2012 04:48:21 +0000</pubDate>
		<dc:creator>Johnvictor</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/can-anyone-share-some-online-insurace-companies/</guid>
		<description><![CDATA[]]></description>
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			<wfw:commentRss>http://www.talkinsurance.com/can-anyone-share-some-online-insurace-companies/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Anyone knows any online insurance company for life insurance and Investment plans?</title>
		<link>http://www.talkinsurance.com/anyone-knows-any-online-insurance-company-for-life-insurance-and-investment-plans/</link>
		<comments>http://www.talkinsurance.com/anyone-knows-any-online-insurance-company-for-life-insurance-and-investment-plans/#comments</comments>
		<pubDate>Wed, 09 May 2012 07:30:42 +0000</pubDate>
		<dc:creator>Sheetalshitole</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/anyone-knows-any-online-insurance-company-for-life-insurance-and-investment-plans/</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/anyone-knows-any-online-insurance-company-for-life-insurance-and-investment-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Health insurance is important?</title>
		<link>http://www.talkinsurance.com/why-health-insurance-is-important/</link>
		<comments>http://www.talkinsurance.com/why-health-insurance-is-important/#comments</comments>
		<pubDate>Wed, 09 May 2012 07:28:50 +0000</pubDate>
		<dc:creator>Sheetalshitole</dc:creator>
				<category><![CDATA[Health Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/why-health-insurance-is-important/</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/why-health-insurance-is-important/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Looking for a car insurance</title>
		<link>http://www.talkinsurance.com/looking-for-a-car-insurance/</link>
		<comments>http://www.talkinsurance.com/looking-for-a-car-insurance/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 06:37:19 +0000</pubDate>
		<dc:creator>sarikatulne123</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/looking-for-a-car-insurance/</guid>
		<description><![CDATA[I have recently purchased a car and looking forward to getting an insurance, can u guys help me out with that.]]></description>
			<content:encoded><![CDATA[<p>I have recently purchased a car and looking forward to getting an insurance, can u guys help me out with that.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/looking-for-a-car-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Problems Insuring 51 plate Renault Megane 1.6 16v Privelege + coupe 2dr 4 seats!!!</title>
		<link>http://www.talkinsurance.com/problems-insuring-51-plate-renault-megane-1-6-16v-privelege-coupe-2dr-4-seats/</link>
		<comments>http://www.talkinsurance.com/problems-insuring-51-plate-renault-megane-1-6-16v-privelege-coupe-2dr-4-seats/#comments</comments>
		<pubDate>Sun, 08 Apr 2012 22:34:32 +0000</pubDate>
		<dc:creator>yv1</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/problems-insuring-51-plate-renault-megane-1-6-16v-privelege-coupe-2dr-4-seats/</guid>
		<description><![CDATA[Sorry everyone this is a bit long and winded but I desperately need advice! Having owned the above car for 8yrs I keep coming across same problem insuring my car. When I try to select model from dropdown lists on Car Insurance sites it only shows up as a 3dr version and come across the [...]]]></description>
			<content:encoded><![CDATA[<p>Sorry everyone this is a bit long and winded but I desperately need advice!</p>
<p>Having owned the above car for 8yrs I keep coming across same problem insuring my car.</p>
<p>When I try to select model from dropdown lists on Car Insurance sites it only shows up as a 3dr version and come across the same problem when speaking to insurers direct.</p>
<p>So over the years have had it insured as the above model but as a 3dr version when it is not its actually a 2dr with a boot not hatch and sometimes even been misguided into insuring it as a 2dr alize or super sort and believe it or not cabriolet even though it only has a sunroof.</p>
<p>Finally after all these years someone has now refused to insure it, as they say that model with 2dr does not lieve me it  I own one and quite frequently see other people driving same model so definately not the only  since being refused insurance I have been to Renault Dealer to get them to check my Reg/vin/chassis no. on their database and print me of spec and also check vin/chassis on my car is same as my V5 docs and Renault records. So from there it seems Renault in their infinite wisdom or not so infinite wisdom have decided to spec this car as a 3door albeit it only has 2doors.</p>
<p>I am wondering if I am then right to insure as it says on my V5 docs and vin/chassis spec that I got from Renault dealer which as I&#8217;ve said reads as a Renault Megane Privelege + coupe, 3  as have now been advised by insurers if I do that may be classed as me giving them false information as my car is actually 2 door!! Can anyone please help!!!!This is driving me insane and needless to say very frustrated with insurers when trying to insure what on earth am I supposed to do!!!! Arrrrgh</p>
<p>Oh and nearly forgot my car is not an import it was born in Britain October 2001</p>
<p>Surely I am not the only one coming across this problem!! Renault dealer thinks 3dr hatch model was probably made for french market and when made for british market styled it as a 2dr with boot but kept their spec on database showing as 3dr.</p>
<p>Can insurers not update their databases with note saying that this model can also be a 2dr with boot???</p>
<p>Would greatly appreciate any advice</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car accident issue</title>
		<link>http://www.talkinsurance.com/car-accident-issue/</link>
		<comments>http://www.talkinsurance.com/car-accident-issue/#comments</comments>
		<pubDate>Fri, 16 Mar 2012 03:53:09 +0000</pubDate>
		<dc:creator>Duck27</dc:creator>
				<category><![CDATA[General Insurance]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[problem]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/car-accident-issue/</guid>
		<description><![CDATA[I know someone that had a accident and I was wondering what you thought of it. The person was merging to get on a hwy and this hwy had a merger lane that went a good ways up. Well the person had a car in front of him and the car acted like it was [...]]]></description>
			<content:encoded><![CDATA[<p>I know someone that had a accident and I was wondering what you thought of it. The person was merging to get on a hwy and this hwy had a merger lane that went a good ways up. Well the person had a car in front of him and the car acted like it was going and the person looked into the driver side mirror and began to ease forward not going more than maybe 3 miles hr and then at the moment turned to the front and it was to late to do anything and had a fender bender. He got out and looked at both vehicles and neither where damaged that bad worth claiming and nobody was hurt. The person talked to the person he hit and they agreed to call the next day and get a quote and if he didnt hear back on whether they would file on their insurance or let it go. Well the person waited to hear back from the people that were hit but never heard back, until about 3 weeks later. I was wanting to know if they waited to late to file that for a accident on the persons insurance?</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/car-accident-issue/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can you help me understand this marine insurance policy ?</title>
		<link>http://www.talkinsurance.com/can-you-help-me-understand-this-marine-insurance-policy/</link>
		<comments>http://www.talkinsurance.com/can-you-help-me-understand-this-marine-insurance-policy/#comments</comments>
		<pubDate>Sat, 03 Mar 2012 19:06:06 +0000</pubDate>
		<dc:creator>LenaB</dc:creator>
				<category><![CDATA[General Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/can-you-help-me-understand-this-marine-insurance-policy/</guid>
		<description><![CDATA[Hi all, &#160; I really need some help from &#8220;insurance smart&#8221; people ! I&#8217;m a student, and I&#8217;m currently working on transposing a marine insurance policy into English for general purposes, but I&#8217;m struggling with the following sentence : &#160; Percentage Of Glass, etc : Warranted that maximum percentage of Glass, China, Marble, Earthenware and [...]]]></description>
			<content:encoded><![CDATA[<p><p>Hi all,</p>
<p>&nbsp;</p>
<p>I really need some help from &#8220;insurance smart&#8221; people ! I&#8217;m a student, and I&#8217;m currently working on transposing a marine insurance policy into English for general purposes, but I&#8217;m struggling with the following sentence :</p>
<p>&nbsp;</p>
<p>Percentage Of Glass, etc : Warranted that maximum percentage of Glass, China, Marble, Earthenware and the like does not exceed 15% of the total sum insured, or H/C.</p>
<p>&nbsp;</p>
<p>Does this mean that the insurer is willing to pay for the damaged items as long as their value does not exceed 15% of the total sum insured ? Or that the insurer will only pay up to 15% of the value of any item (made of glass, china, etc) which wasn&#8217;t on the insurance ? I&#8217;m confused !</p>
<p>&nbsp;</p>
<p>Any help would be greatly appreciated.</p>
<p>Kind regards,</p>
<p>Lena</p></p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/can-you-help-me-understand-this-marine-insurance-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Global Insurance Company Need to Report the Investment Made by Non-US Business into Schedule D?</title>
		<link>http://www.talkinsurance.com/does-global-insurance-company-need-to-report-the-investment-made-by-non-us-business-into-schedule-d/</link>
		<comments>http://www.talkinsurance.com/does-global-insurance-company-need-to-report-the-investment-made-by-non-us-business-into-schedule-d/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 04:31:39 +0000</pubDate>
		<dc:creator>Yu229</dc:creator>
				<category><![CDATA[General Insurance]]></category>
		<category><![CDATA[foreign]]></category>
		<category><![CDATA[insurer]]></category>
		<category><![CDATA[regulation]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/does-global-insurance-company-need-to-report-the-investment-made-by-non-us-business-into-schedule-d/</guid>
		<description><![CDATA[Hi everyone, I&#8217;m new to the forum. I have a question regarding foreign insurer regulation. Not sure if anyone can kindly help answer it. Thanks in advance for your help.&#160; My question is:&#160;Do foreign insurance companies doing insurance business globally need to disclose the investments from their non-US business?&#160; For example, Prudential, the multinational life [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif;text-align: left;background-color: #f5f5ff">Hi everyone, I&#8217;m new to the forum. I have a question regarding foreign insurer regulation. Not sure if anyone can kindly help answer it. Thanks in advance for your help.&nbsp;</span></p>
<p><span style="font-family: verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif;text-align: left;background-color: #f5f5ff">My question is:&nbsp;</span><br /><span style="font-family: verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif;text-align: left;background-color: #f5f5ff">Do foreign insurance companies doing insurance business globally need to disclose the investments from their non-US business?&nbsp;</span></p>
<p><span style="font-family: verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif;text-align: left;background-color: #f5f5ff">For example, Prudential, the multinational life insurance company headquartered in London, has several US subsidiaries/affiliates, many of which are registered with NAIC and report their investment schedule in Schedule D filing. However, I&#8217;m not sure if these companies need to report the investment made by their related companies that are non-US subsidiaries/affiliates of Prudential in their Schedule D filing.</span><span style="font-family: verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif;text-align: left;background-color: #f5f5ff">&nbsp;</span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/does-global-insurance-company-need-to-report-the-investment-made-by-non-us-business-into-schedule-d/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips on getting Insurance Quotes???</title>
		<link>http://www.talkinsurance.com/tips-on-getting-insurance-quotes/</link>
		<comments>http://www.talkinsurance.com/tips-on-getting-insurance-quotes/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 10:12:14 +0000</pubDate>
		<dc:creator>ramirezchad</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Business Insurance]]></category>
		<category><![CDATA[General Insurance]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Insurance Companies]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Renters Insurance]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/tips-on-getting-insurance-quotes/</guid>
		<description><![CDATA[Hello! Does anyone have any tips og getting some insurance quotes?? For example like idkn like what are some good practices when getting insurance quotes? Or like what are some things I definately want to avoid etc. Thanks!! Kindest Regards, Chad]]></description>
			<content:encoded><![CDATA[<p>Hello!</p>
<p>Does anyone have any tips og getting some insurance quotes??</p>
<p>For example like idkn like what are some good practices when getting insurance quotes? Or like what are some things I definately want to avoid etc.</p>
<p>Thanks!!</p>
<p>Kindest Regards,</p>
<p>Chad</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/tips-on-getting-insurance-quotes/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Life Insurance Coverage</title>
		<link>http://www.talkinsurance.com/life-insurance-coverage/</link>
		<comments>http://www.talkinsurance.com/life-insurance-coverage/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 11:14:39 +0000</pubDate>
		<dc:creator>infosfishy</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[auto]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[medical]]></category>

		<guid isPermaLink="false">http://www.talkinsurance.com/life-insurance-coverage/</guid>
		<description><![CDATA[What is universal life insurance]]></description>
			<content:encoded><![CDATA[<p>What is universal life insurance</p>
]]></content:encoded>
			<wfw:commentRss>http://www.talkinsurance.com/life-insurance-coverage/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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